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vCard – India's 1st Credit Card for UPI Payment

vCard – India’s 1st Mobile Credit App for UPI Payment is now here! vCard is an India’s 1st Mobile Credit ...

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vCard – India’s 1st Mobile Credit App for UPI Payment is now here!

vCard is an India’s 1st Mobile Credit App (Credit Card and Credit Line) for UPI Payment. vCard lets you do UPI payments to any QR - BHIM UPI, PayTM, PhonePe, Google Pay, Whatsapp, etc. What's more, you can also transfer an amount to your own UPI ID and pay whenever wherever.


Activate Cash in Your Mobile Now

vCard is your One Stop Finance App for On-Demand credit. Use it as Credit Card, use it as cash, and use it as a Personal Loan. Get Instant Approval with Zero Paperwork.


Get vCard Credit Card - 1ST Mobile Credit Card

Zero Annual Fee
Physical Plastic Master Card for Non UPI Spend with Reward Points
• 0% Interest on all funds up to 50 days. 3.5% per month roll over interest after that
Unlimited UPI Transfer up to 10% of total limit per day
Transfer Entire Credit Limit to any Account on EMI @ 13- 20%
RBL Bank MasterCard for Non-UPI spend for both Online and Offline Payments
• 2000 Joining Reward Points, Additional 1000 points on crossing Rs. 10,000 spend in
60 days
• 1 reward point per Rs.100 spend on key categories.
Reward point to rupee conversion at ~4:1
Zero Annual Fee for Year 1, waived off subsequently on spend of > Rs. 1L
Value Back for mid-week spends on Grofers, Bookmyshow, Dominos etc. Personalized offers on Food, Shopping, Entertainment, Online Spend etc


Get vCard Credit Line

Zero Annual Fee
Interest of ~0.1% per day on UPI spend with zero roll over interest
• 0 – 30 day Interest free period depending on Credit Score and Monthly Spend
Unlimited UPI Transfer, minimum Rs.1000 per transaction
Transfer Entire Credit Limit to any Account
• No Plastic Card, reward points
Zero Annual Fees
• 0.07% – 0.12% per day finance charges (E.g. Rs.100-150 finance charges on an average monthly spend of Rs.10,000)
Finance Charges reduce based on credit score and spend history
Personalized offers on Food, Shopping, Entertainment, Online Spend etc.


Experience AI in Credit

vCard is also has a First-of-its-Kind Chat-based Credit Card Support.
Now you don’t have to spend long hours waiting to connect to the customer support or listen to the monotonous flute music. Just reach out to Bot + Human support through the vCard app, Facebook, Whatsapp, etc.

#EveryoneDeservesACreditCard

Last update

June 20, 2020

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